A British scuba diver who fell victim to decompression sickness, also known as the bends, while diving on vacation in Egypt has been denied his insurance claim by Lloyds TSB.
The insurerâ€™s position is that the man exceeded the depth provision written into his policy, that this is what caused his illness, and that they therefore are not required to pay his claim.
Lloyds claims that the tour company the man was diving with certified that he dived to 49.5 meters immediately before becoming ill, much deeper than the 30 meters stipulated in his policy, and that medical personnel also confirmed that the manâ€™s illness is directly related to the depth to which he dived.
The manâ€™s sons maintain that doctors told them their fatherâ€™s illness had to do with dehydration rather than depth. They also said that their father, who has a great deal of experience as a diver, most probably did not know of the depth limitation of the policy.
Additionally, the diverâ€™s partner was upset that Lloyds rejected the manâ€™s claim immediately, while Lloyds said they stood ready to reassess their ruling should any further evidence become available.
The man now faces a Â£4,000 medical bill.If you enjoyed this post, make sure you subscribe to my RSS feed!